The pre-qualification process for construction or rehabilitation loan programs, does not require any documentation. The only thing you need to do is complete the simple online application. Once we have received your application, we will assign a construction or rehabilitation loan specialist. Your construction loan specialist will do the basic analysis, and contact you in the fashion you specified in your application. Your construction loan specialist will at this stage answer any questions that you may have, and ask you for any additional information he/she may need to pre-qualify you. He/She will then fax, email or mail you a completed loan application for your signature. The application package will not only include the application, but also a list of documentation that we will need, to help make your dream reality.
Documentation requirements varry depending on what your specific situation requires. Our stated income programs simply require a verification of your employment and a verification of funds in your accounts. Full documentation will include your last two W-2's or tax returns and proof of current income from pay stubs or a professionally prepared profit and loss statement.
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